iron_bank 4.0.0

• bump 0.10.0 ~> 0.5

• bundler 2.5.14 ~> 2.0

• dotenv 2.8.1 ~> 2.2

• factory_bot 5.2.0 ~> 5.0

• pry-byebug 3.10.1 ~> 3.4

• rake 12.3.3 ~> 12.0

• reek 5.6.0 ~> 5.0

• rspec 3.13.0 ~> 3.0

• rubocop 0.93.1 ~> 0.67

• rubocop-performance 1.21.1 ~> 1.0

• shoulda-matchers 4.5.1 ~> 4.0

• simplecov 0.22.0 ~> 0.15

• timecop 0.9.10 ~> 0.9